By downloading, browsing, accessing or using CoverApp (“Mobile Application”), you agree to be bound by these Terms and Conditions of Use. We reserve the right to amend these terms and conditions at any time. If you disagree with any of these Terms and Conditions of Use, you must immediately discontinue your access to CoverApp and your use of the services offered on CoverApp. Continued use of CoverApp will constitute acceptance of these Terms and Conditions of Use, as may be amended from time to time.

In these Terms and Conditions of Use, the following terms shall have the following meanings, except where the context otherwise requires:
Account” means an account created by a User on CoverApp as part of Registration.
Assets” means the items that you may wish to cover through services available on CoverApp.
Service Provider” refers to any entity whose products or Samples can be purchased and consumed via CoverApp.
Privacy Policy” means the privacy policy set out elsewhere on the CoverApp website: coverappke.com
Profile” means the record of your personal information given within CoverApp
Register” means to create an Account on CoverApp
Services/Products” means all the services provided via CoverApp to Users.
Users” means users of CoverApp, including you and “User” means any one of them.


3.1 Applicability of terms and conditions: The use of any Services and/or CoverApp is subject to these Terms and Conditions of Use.

3.2 Location: CoverApp and the Services are intended solely for use by Users who access CoverApp in Kenya for the time being.

3.3 Scope: CoverApp and the Services are for your non-commercial, personal use only.

3.4 Prevention on use: We reserve the right to prevent you using CoverApp at any time.

3.5 Equipment and Networks: The provision of the Services and CoverApp does not include the provision of a mobile telephone or handheld device or other necessary equipment to access CoverApp. To use CoverApp you will require Internet connectivity and appropriate telecommunication links. You acknowledge that the terms of agreement with your respective mobile network provider (“Mobile Provider”) will continue to apply when using CoverApp. As a result, you may be charged by the Mobile Provider for access to network connection services for the duration of the connection while accessing CoverApp or any such third party charges as may arise. You accept responsibility for any such charges that arise.

3.6 Permission to use Mobile Application: If you are not the bill payer for the mobile telephone or handheld device being used to access CoverApp, you will be assumed to have received permission from the bill payer for using CoverApp.

3.7 License to Use Material: By submitting any text or images (including photographs) (“Material”) via CoverApp, you represent that you are the owner of the Material, or have proper authorization from the owner of the Material to use, reproduce and distribute it. You hereby grant us a worldwide, royalty-free, non-exclusive license to use the Material to promote any products or services.

4.1 Need for registration: You must first Register to be able to use CoverApp.

4.2 Application of these Terms and Conditions of Use: By purchasing any product or service via CoverApp, you acknowledge that the purchase is subject to these Terms and Conditions of Use.

4.3 Purchase: Any attempted Purchase not consistent with these Terms and Conditions of Use may be disallowed or rendered void at our or the relevant Service Provider or Partner’s discretion.

5.1 You agree to receive pre-programmed notifications (“Location Alerts”) on CoverApp from Service providers if you have turned on locational services on your mobile telephone or other handheld devices.

6.1 Service Provider terms: You agree to (and shall) abide by the terms and conditions of the relevant Service Provider to which your Purchase relates as may be amended from time to time.

6.2 Accurate information: You warrant that all information provided on Registration and contained as part of your Account is true, complete and accurate and that you will promptly inform us of any changes to such information by updating the information in your Profile and your Assets.

6.3 Content on CoverApp: It is your responsibility to ensure that any products, services or information available through CoverApp meets your specific requirements before making any Purchase.

6.4 Prohibitions in relation to usage of Services of CoverApp: Without limitation, you undertake not to use or permit anyone else to use the Services or CoverApp: –

6.4.1 to send or receive any material which is not civil or tasteful

6.4.2 to send or receive any material which is threatening, grossly offensive, of an indecent, obscene or menacing character, blasphemous or defamatory of any person, in contempt of court or in breach of confidence, copyright, rights of personality, publicity or privacy or any other third-party rights;

6.4.3 to send or receive any material for which you have not obtained all necessary licenses and/or approvals (from us or third parties); or which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party in any country in the world;

6.4.4 to send or receive any material which is technically harmful (including computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data);

6.4.5 to cause annoyance, inconvenience or needless anxiety;

6.4.6 to intercept or attempt to intercept any communications transmitted by way of a telecommunications system;

6.4.7 for a purpose other than which we have designed them or intended them to be used;

6.4.8 for any fraudulent purpose;

6.4.9 other than in conformance with accepted Internet practices and practices of any connected networks;

6.4.10 in any way which is calculated to incite hatred against any ethnic, religious or any other minority or is otherwise calculated to adversely affect any individual, group or entity; or

6.4.11 in such a way as to, or commit any act that would or does, impose an unreasonable or disproportionately large load on our infrastructure.

6.5 Prohibitions in relation to usage of CoverApp: Without limitation, you further undertake not to or permit anyone else to:-

6.5.1 resell any products or services without express permission or authorization.

6.5.2 furnish false data including false names, addresses and contact details and fraudulently use credit/debit card numbers;

6.5.3 attempt to circumvent our security or network including to access data not intended for you, log into a server or account you are not expressly authorized to access, or probe the security of other networks (such as running a port scan);

6.5.4 execute any form of network monitoring which will intercept data not intended for you;

6.5.5 enter into fraudulent interactions or transactions with us or a Merchant (including interacting or transacting purportedly on behalf of a third party where you have no authority to bind that third party or you are pretending to be a third party);

6.5.6 extract data from or hack into CoverApp;

6.5.7 use the Services or CoverApp in breach of these Terms and Conditions of Use;

6.5.8 engage in any unlawful activity in connection with the use of CoverApp or the Services; or

6.5.9 engage in any conduct which, in our exclusive reasonable opinion, restricts or inhibits any other customer from properly using or enjoying CoverApp or Services.

7.1 We will use reasonable endeavors to correct any errors or omissions as soon as practicable after being notified of them. However, we do not guarantee that the Services or CoverApp will be free of faults, and we do not accept liability for any such faults, errors or omissions. In the event of any such error, fault or omission, you should report it by contacting us at support@coverappke.com or +254 792 294018.

7.2 We do not warrant that your use of the Services or CoverApp will be uninterrupted and we do not warrant that any information (or messages) transmitted via the Services or CoverApp will be transmitted accurately, reliably, in a timely manner or at all. Notwithstanding that we will try to allow uninterrupted access to the Services and CoverApp, access to the Services and CoverApp may be suspended, restricted or terminated at any time.

7.3 We do not give any warranty that the Services and CoverApp are free from viruses or anything else which may have a harmful effect on any technology.

7.4 We reserve the right to change, modify, substitute, suspend or remove without notice any information or Services on CoverApp from time to time. Your access to CoverApp and/or the Services may also be occasionally restricted to allow for repairs, maintenance or the introduction of new features or services. We will attempt to restore such access as soon as we reasonably can. For the avoidance of doubt, we reserve the right to withdraw any information or Services from CoverApp at any time.

7.5 We reserve the right to block access to and/or to edit or remove any material which in our reasonable opinion may give rise to a breach of these Terms and Conditions of Use.

8.1 If you use (or anyone other than you, with your permission uses) CoverApp, any Services in contravention of these Terms and Conditions of Use, we may suspend your use of the Services and/or CoverApp.

8.2 If we suspend the Services or CoverApp, we may refuse to restore the Services or CoverApp for your use until we receive an assurance from you, in a form we deem acceptable, that there will be no further breach of the provisions of these Terms and Conditions of Use.

8.3 CoverApp shall fully co-operate with any law enforcement authorities or court order requesting or directing CoverApp to disclose the identity or locate anyone in breach of these Terms and Conditions of Use.

8.4 Without limitation to anything else in this Clause 8, we shall be entitled immediately or at any time (in whole or in part) to: (a) suspend the Services and/or CoverApp; (b) suspend your use of the Services and/or CoverApp; and/or (c) suspend the use of the Services and/or CoverApp for persons we believe to be connected (in whatever manner) to you, if:

8.4.1 you commit any breach of these Terms and Conditions of Use;
8.4.2 we suspect, on reasonable grounds, that you have, might or will commit a breach of these Terms and Conditions of Use; or

8.4.3 we suspect, on reasonable grounds, that you may have committed or be committing any fraud against us, our partners or service providers or any other person.

8.5 Our rights under this Clause 8 shall not prejudice any other right or remedy we may have in respect of any breach or any rights, obligations or liabilities accrued prior to termination.

9.1 CoverApp, the Services, the information on CoverApp and use of all related facilities are provided on an “as is, as available” basis without any warranties whether express or implied.

9.2 To the fullest extent permitted by applicable law, we disclaim all representations and warranties relating to CoverApp and its contents, including in relation to any inaccuracies or omissions in CoverApp

9.3 We do not warrant that CoverApp will always be accessible, uninterrupted, timely, secure, error free or free from computer virus or other invasive or damaging code or that CoverApp will not be affected by any acts of God or other force majeure events, including inability to obtain or shortage of necessary materials, equipment facilities, power or telecommunications, lack of telecommunications equipment or facilities and failure of information technology or telecommunications equipment or facilities.

9.4 While we may use reasonable efforts to include accurate and up-to-date information on CoverApp, we make no warranties or representations as to its accuracy, timeliness or completeness.

9.5 We shall not be liable for any acts or omissions of any third parties howsoever caused, and for any direct, indirect, incidental, special, consequential or punitive damages, howsoever caused, resulting from or in connection with CoverApp and the services offered via CoverApp, your access to, use of or inability to use CoverApp or the services offered in CoverApp, reliance on or downloading from CoverApp and/or services, or any delays, inaccuracies in the information or in its transmission including but not limited to damages for loss of business or profits, use, data or other intangible, even if we have been advised of the possibility of such damages.

9.6 We shall not be liable in contract, tort (including negligence or breach of statutory duty) or otherwise howsoever and whatever the cause thereof, for any indirect, consequential, collateral, special or incidental loss or damage suffered or incurred by you in connection with CoverApp and these Terms and Conditions of Use. For the purposes of these Terms and Conditions of Use, indirect or consequential loss or damage includes, without limitation, loss of revenue, profits, anticipated savings or business, loss of data or goodwill, loss of use or value of any equipment including software, claims of third parties, and all associated and incidental costs and expenses.

9.7 The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer that cannot be excluded or limited are affected.

9.8 Notwithstanding our efforts to ensure that our system is secure, you acknowledge that all electronic data transfers are potentially susceptible to interception by others. We cannot, and do not, warrant that data transfers pursuant to CoverApp, or electronic mail transmitted to and from us, will not be monitored or read by others.

You agree to indemnify and keep us indemnified against any claim, action, suit or proceeding brought or threatened to be brought against us which is caused by or arising out of (a) your use of the Services, (b) any other party’s use of the Services using your user ID, verification PIN and/or any identifier number allocated by CoverApp, and/or (c) your breach of any of these Terms and Conditions of Use, and to pay us damages, costs and interest in connection with such claim, action, suit or proceeding.

11.1 All editorial content, information, photographs, illustrations, artwork and other graphic materials, and names, logos and trade marks on CoverApp are protected by copyright laws and/or other laws and/or international treaties, and belong to us and/or our partners, as the case may be. These works, logos, graphics, sounds or images may not be copied, reproduced, retransmitted, distributed, disseminated, sold, published, broadcasted or circulated whether in whole or in part, unless expressly permitted by us and/or our partners, as the case may be.

11.2 Nothing contained on CoverApp should be construed as granting by implication, estoppel, or otherwise, any license or right to use any trademark displayed on CoverApp without our written permission. Misuse of any trademarks or any other content displayed on CoverApp is prohibited.

11.3 We will not hesitate to take legal action against any unauthorized usage of our trade marks, name or symbols to preserve and protect its rights in the matter. All rights not expressly granted herein are reserved. Other product and company names mentioned herein may also be the trademarks of their respective owners.

12.1 We may periodically make changes to the contents of CoverApp, including to the descriptions and prices of products and services advertised, at any time and without notice. We assume no liability or responsibility for any errors or omissions in the content of CoverApp.

12.2 We reserve the right to amend these Terms and Conditions of Use from time to time without notice. The revised Terms and Conditions of Use will be posted on CoverApp and shall take effect from the date of such posting. You are advised to review these terms and conditions periodically as they are binding upon you.

13.1 CoverApp can be accessed from all countries around the world where the local technology permits. As each of these places have differing laws, by accessing CoverApp both you and we agree that the laws of the Republic of Kenya, without regard to the conflicts of laws principles thereof, will apply to all matters relating to the use of CoverApp.

13.2 You accept and agree that both you and we shall submit to the exclusive jurisdiction of the courts of the Republic of Kenya in respect of any dispute arising out of and/or in connection with these Terms and Conditions of Use.

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