For the assets you will have uploaded and saved (ONLY) in the app, they will be insured accordingly depending on your choice of cover against the following;
<li>Theft</li><li>Accidental & malicious damage</li><li>Fire (smoke & flames)</li><li>Flood and water damage</li><li>Natural disasters being earthquake, volcanic eruption, subterranean fire, lightning</li><li>Riot & Strike aftermath</li>
NOTE: Mechanical and electrical faults do not count. Also, wear tear and depreciation of an asset is not a factor. See what is excluded below to find out more.